ATO Payment Plan


Self Serve or Let Us Help

A payment plan allows you to break down your payment into smaller amounts that are made via instalments and are spread over a fixed period of time. Within a payment plan, you pay back an agreed sum of money weekly, fortnightly or monthly until the balance is cleared.


Important Inforation before entering a payment plan

Any tax credits and refunds you receive will be used to reduce your tax debt. This is called offsetting. It does not replace the required instalment payment.

General interest charge (GIC) will accrue until the debt is paid.

You can make additional voluntary payments or pay off the debt at any time.

You still need to lodge your activity statements and tax returns and pay any associated liabilities on time.


You can use the ATO's online payment plan estimator to calculate a payment plan you can afford. This tool also helps you work out how quickly you can pay off a tax debt and how much interest you’ll be charged. The longer you take to pay off your debt, the more interest you'll need to pay.


Setting Up Your Own Payment Plan

Individuals wishing to set up a payment plan for less than $100,000 can use ATO online services. To use online services, you need an active myGov account linked to the ATO. Alternatively you can phone the ATO's self-help service for individuals.


Businesses wishing to set up a payment plan for less than $100,000 can use ATO online services for business or phone the ATO automated service for business enquiries.


Let Us Do It For You

If you'd prefer us to negotiate the payment plan on your behalf, fill out your details below and we'll get it done.


Please note there is a cost of this service, which is outside the scope of any Agreed Price Service Plan you have with us, and this amount will be due as soon as the payment plan is established.

Ready to start?

Payment Plan Request

We will need to know what you propose to pay up front (which will need to be at least 10% over the overall debt, and how much you propose to pay ongoing.

In some cases, the ATO may require some details about your income and expenses, assets and liabilities.

Income Sources

Type

Frequency

Amount

Expenses

Type

Frequency

Amount

Assets

Type

Value

Ownership

Liabilities

Type

Value

Ownership

By submitting this form, you agree for us to contact the ATO on your behalf to negotiate this payment plan.


You acknowledge that a fee is payable upon negotiation of this payment plan.

LATEST NEWS

Business confidence is on the up:  overcome the big challenges
October 3, 2025
What can your business do to overcome the cashflow, profitability and compliance worries?
The value of old-fashioned customer service: getting data insights
October 3, 2025
With so many customer interactions taking place online, your online customer service has to be first-rate.
The value of cashflow forecasting for your business
October 3, 2025
A cash flow forecast will give you business intelligence to help you scenario-plan, search for cost-savings and look for strategies that will preserve your cashflow.
Show More